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In addition, customers for this type of plan might have serious lawful or criminal backgrounds. It is necessary to keep in mind that different providers provide a series of issue ages on their ensured issue policies as reduced as age 40 or as high as age 80 - funeral service insurance. Some will likewise provide higher face worths, approximately $40,000, and others will enable for far better survivor benefit problems by enhancing the rates of interest with the return of costs or reducing the variety of years until a full survivor benefit is readily available